SAP Payments Functional Consultant

Be Part of us Innovation is and will always be the core of SAP Fioneer. SAP Fioneer builds on a heritage of outstanding technology and a deep understanding of corporate and consumer demands. At the heart of it all it is simple: We bring financial services to the next level with innovative software solutions and platforms. We are helping companies in the financial services industry to achieve speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end. A global company, with rapid growth, innovative people, and a lean organization makes SAP Fioneer a place where you accelerate your future! About the Role: We are seeking an experienced SAP Payments Functional Consultant to join our team, specializing in SAP Fioneer Banking solutions. The consultant will play a key role in guiding clients through core banking transformation journeys, leveraging SAP’s functional capabilities to design, implement, and optimize payment processes. Job Requirements • Bachelor’s or master’s degree in IT, Computer Science, Engineering, or a related field. • Minimum 5+ years of experience in the banking domain, with strong exposure to SAP Fioneer / SAP Payment Engine / Payment Central solutions. • Proven experience in SAP Fioneer Banking functional consulting, including production support. • Strong understanding of domestic and international banking processes, KPIs, and regulations. • Experience working with banking platforms, payment processors, and financial service vendors. • Exposure to cloud technologies and migration programs in banking environments. • SAP FI/CO knowledge (advantageous). • SAP Fiori/UI5 knowledge (advantageous). • Strong client-facing experience including stakeholder management and workshop facilitation • Flexible and open to working shifts when required. Job Responsibilities • Analyse, design, and configure SAP Payment Engine / Payment Central solutions based on business and functional requirements. • Engage with clients to gather requirements, conduct needs analysis, and provide advisory support for transformation initiatives. • Configure payment processes including payment processing, routing, clearing, settlement, exception handling, and reconciliation. • Integrate SAP Payment Engine with peripheral systems, banks, and payment service providers. • Monitor and support payment processing in production environments, ensuring performance optimization and issue resolution. • Identify, assess, and mitigate project and operational risks, ensuring compliance with internal standards. • Support testing activities (unit, integration, regression), deployments, and transport management. • Collaborate in preparing proposals and solution designs aligned with organizational standards. • Establish and review client controls, governance processes, and compliance frameworks. • Provide guidance on standard vs. customized SAP solutions, ensuring optimal platform utilization. • Support post-implementation activities, including documentation updates and issue resolution. • Ensure adherence to project management methodologies, QA standards, and delivery frameworks. Skills Required Functional & Domain Skills • Strong knowledge of end-to-end payment lifecycle: • Initiation • Validation • Routing • Clearing • Settlement • Reconciliation • Returns / recalls Expertise in global payment standards and systems: • ISO 20022 • SWIFT • SEPA • FPS, CHAPS, BACS (UK) • Fedwire / CHIPS (US) • TARGET2, NPP, BECS (APAC) • Understanding of Nostro/Vostro reconciliation • Knowledge of sanctions screening, AML, and fraud detection integrations • Technical & SAP Skills • Configuration and customization of SAP Payment Engine / Payment Central components • Ability to analyze payment issues via: Job monitoring,Error handling • Payment flow optimization • Experience with interfaces and integration frameworks for banks and external systems • Exposure to ABAP (debugging, enhancements, technical collaboration) • Familiarity with transport management and system landscapes Consulting & Soft Skills • Strong client engagement and communication skills • Ability to conduct functional workshops and solution walkthroughs • Analytical thinking and problem-solving capability in high-volume transaction environments • Documentation and presentation skills for technical and functional audiences • Ability to balance business requirements with standard SAP capabilities