Established in 2020, Fincorp credit Ltd (FCL) is a non-bank financial institutions that aim to increase the depth of the financial sector as well as increase access of financial services to majority of Kenyans by providing a broad array of diversified services. FCL serves its customers by provision of Trade finance instruments such as Bank guarantees (Bid bonds, Performance bonds, Advance payment guarantee, letters of line of credit ) and loans destined for income generation/trading purposes. The largest share of FCLs clients is Youth, Women and PWDs and operate trade, service and small manufacturing businesses in the informal sector. FCLs mission is to empower the poor and marginalized groups especially women, youth and PWDs by providing access to financial and advisory support to explore the fullest human potential and create opportunities for sustenance, development and holistic transformation. FCL offers loans, insurance as well as training and consulting services to its clients. It has a network of of branches across the country and also sales agents spread out across all the counties.