Since 2002, we have provided primarily government-employed men and women with credit and access to financial services. In nine developing economies across Africa and Latin America, we offer our customers speed, value, convenience and financial solutions they can trust. Bayport customers use our financial solutions for a variety of reasons: from farming and beekeeping, to education and family emergencies. At-source lending is the most cost effective way for customers to qualify for larger loans, enabling them to make substantial investments, such as buying a plot of land, starting a business or educating their children. Borrowing for the right reasons and maintaining a good credit record enable our customers to access higher loan amounts over longer terms, making monthly repayments more affordable.